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Accessing Mental Health Support Shouldn’t Be Complicated
At iflow Psychology in Gladesville, we help you understand how Medicare rebates work so you can plan your care with confidence.
We offer appointments:
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In-person in Gladesville (Sydney Inner West)
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Secure telehealth across NSW
New clients welcome
Medicare Rebates for Psychology
(Better Access) – Gladesville Sydney
How Medicare (Better Access) Works
If your GP, psychiatrist, or paediatrician believes psychological therapy would be helpful, they can prepare a Mental Health Treatment Plan (MHTP) and refer you to iflow Psychology.
With a valid referral:
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You can access up to 10 individual Medicare-rebated sessions per calendar year
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Medicare provides a rebate for each session
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You pay the remaining gap (out-of-pocket cost)
These caps are set by the Australian Government.
⚠️ Important
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Medicare does not provide more than 10 individual sessions per year
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The number of sessions does not increase, even if your costs change
Simple Steps to Get Started
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Book an appointment with your GP
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Obtain a Mental Health Treatment Plan and referral
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Send your referral to us (or bring it to your first session)
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Book your appointment (in-person or telehealth)
Telehealth Psychology (NSW)
We offer secure telehealth sessions across NSW.
When clinically appropriate and eligibility criteria are met:
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Medicare rebates apply
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You can access therapy from home
More information is available on our Telehealth Psychology page.
Fees, Rebates & Claiming
iflow Psychology is a private practice.
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Session fees apply
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Medicare rebates (when eligible) reduce your out-of-pocket cost
We can assist with:
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On-the-spot Medicare claiming (where possible)
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Guidance on submitting claims online
Understanding Your Out-of-Pocket Costs
Medicare rebates are fixed per session.
However, your out-of-pocket costs may change only if you reach Medicare Safety Net thresholds.
What is the Medicare Safety Net?
The Medicare Safety Net provides higher rebates only after you spend a certain amount on eligible healthcare services within a calendar year.
This includes services such as:
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GP visits
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Specialist appointments
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Psychology sessions
It is based on your total medical spending, not just psychology.
What is the Medicare Safety Net?
The Medicare Safety Net provides higher rebates only after you spend a certain amount on eligible healthcare services within a calendar year.
This includes services such as:
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GP visits
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Specialist appointments
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Psychology sessions
It is based on your total medical spending, not just psychology.
⚠️ Costs do NOT automatically reduce
Your costs will only change if you reach a Safety Net threshold.
If you do NOT reach a threshold:
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Your rebate stays the same
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Your out-of-pocket cost stays the same
If you DO reach a threshold:
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Medicare rebates increase
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Your out-of-pocket cost may reduce
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This applies only for the rest of the calendar year
2026 Medicare Safety Net Thresholds
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$594.40 – Original Medicare Safety Net
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$861.20 – Extended Safety Net (concession/families)
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$2,699.10 – Extended Safety Net (general)
Once reached, Medicare may:
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Pay 100% of the schedule fee, or
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Cover up to 80% of out-of-pocket costs (subject to caps)
Example
Client attending a small number of sessions:
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Threshold not reached
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Cost remains the same each session
Client attending regular sessions and/or using other medical services:
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Threshold reached mid-year
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Later sessions may cost less
Payment Requirement
Only fully paid services count toward Medicare Safety Net thresholds.
If payments are delayed, they do not count until paid.
⚠️ Key Reminder
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Medicare provides up to 10 rebated psychology sessions per year
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The Safety Net does NOT increase session numbers
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It only affects how much you get back
Typical Out-of-Pocket Cost in Sydney
Psychology session fees in Sydney typically range from:
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$200 – $300 per session
Your out-of-pocket cost depends on:
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Your clinician
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Your Medicare rebate
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Whether Safety Net thresholds are reached
Need help understanding your costs?
Our team can help you understand:
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Your expected out-of-pocket costs
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Medicare rebates
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How to plan your sessions across the year
Common questions (FAQs)
How many sessions can I access?
Up to 10 individual sessions per calendar year under Better Access.
Do telehealth sessions qualify for rebates?
Yes — when clinically appropriate and eligibility criteria are met.
Do I need a GP referral?
Yes, for Medicare rebates you need a valid referral and Mental Health Treatment Plan.
Will my sessions get cheaper over time?
Not automatically - Costs only reduce if Medicare Safety Net thresholds are reached.
Can I get more Medicare Rebates for sessions after I reach the threshold?
No. The Safety Net does not increase your session limit.
Ready to Take the Next Step?
We’re here to make getting support as smooth as possible.
Call: 02 6061 1144
Email: admin@iflowpsychology.com.au
Book Online (Halaxy)
If you need directions or parking details, visit our Location page.
What to bring to your first appointment
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GP referral letter and MHTP (or have it emailed to admin@iflowpsychology.com.au)
- Medicare card details
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Any relevant reports, medication list, or previous treatment notes
Final Note
We aim to provide clear, transparent information so you can make informed decisions about your care.
If you’re unsure about anything, our team is happy to guide you.
Other Resources